Where the money goes
| Item | 2026 |
|---|---|
| Gross pay | $64,480 |
| Federal income tax | $6,206 |
| Ontario income tax (incl. surtax) | $2,773 |
| Ontario Health Premium | $600 |
| CPP | $3,628 |
| CPP2 | $0 |
| EI | $1,051 |
| Total deductions | $14,259 |
| Take-home pay, year | $50,221 |
| Per month | $4,185 |
| Every two weeks (26 pays) | $1,932 |
| Per week | $966 |
| Per hour (2,080 hours) | $24.14 |
| Average income-tax rate | 14.9% |
| Marginal rate (tax, CPP, EI) | 35.7% |
Your employer also pays about $5,100 of its own CPP and EI on top of this pay. Counting both sides, the real tax rate on the job is about 27.8%.
$31 an hour in every province
On the same $64,480 a year, take-home pay is highest in Nunavut. Select a province to see its full breakdown.
| Province | Take-home | Per month | Average income tax |
|---|---|---|---|
| 1Nunavut | $51,747 | $4,312 | 12.5% |
| 2Northwest Territories | $50,846 | $4,237 | 13.9% |
| 3Yukon | $50,777 | $4,231 | 14.0% |
| 4British Columbia | $50,702 | $4,225 | 14.1% |
| 5Alberta | $50,578 | $4,215 | 14.3% |
| 6Ontario | $50,221 | $4,185 | 14.9% |
| 7Saskatchewan | $49,269 | $4,106 | 16.3% |
| 8New Brunswick | $48,727 | $4,061 | 17.2% |
| 9Manitoba | $48,511 | $4,043 | 17.5% |
| 10Newfoundland and Labrador | $48,418 | $4,035 | 17.7% |
| 11Prince Edward Island | $48,150 | $4,012 | 18.1% |
| 12Quebec | $47,884 | $3,990 | 18.1% |
| 13Nova Scotia | $47,329 | $3,944 | 19.3% |
Ontario tax rates for 2026
| Taxable income | Rate |
|---|---|
| $0 to $53,891 | 5.05% |
| $53,891 to $107,785 | 9.15% |
| $107,785 to $150,000 | 11.16% |
| $150,000 to $220,000 | 12.16% |
| Over $220,000 | 13.16% |
Basic personal amount: $12,989. Ontario adds a surtax (20% of Ontario tax above $5,818 and 36% above $7,446), the Ontario Health Premium of up to $900, and a small tax reduction at low incomes.
Nearby amounts
Full Ontario take-home pay table · All provinces · Ontario income tax calculator
Questions
How much is $31 an hour after tax in Ontario?
About $50,221 a year in 2026, or $4,185 a month, for employment income with the basic federal and Ontario credits.
What is the marginal tax rate on $31 an hour in Ontario?
About 35.7% in 2026 including CPP and EI, so a $1,000 raise or bonus adds roughly $643 to take-home pay.
How much is $31 an hour every two weeks after tax in Ontario?
About $1,932 per pay with 26 pays a year in 2026, before benefits, pension or other deductions your employer takes.
What does $31 an hour cost the employer?
About $5,100 more in employer CPP and EI on top of the pay, which makes the real tax rate on the job about 27.8%.
Employment income with the basic federal and Ontario credits, 40 hours a week for 52 weeks. Leaves out RRSP contributions, other income and other credits. Sources: CRA payroll deduction formulas (T4127, 2026).