Where the money goes
| Item | 2026 |
|---|---|
| Gross pay | $37,440 |
| Federal income tax | $2,360 |
| Ontario income tax (incl. surtax) | $1,102 |
| Ontario Health Premium | $366 |
| CPP | $2,019 |
| CPP2 | $0 |
| EI | $610 |
| Total deductions | $6,458 |
| Take-home pay, year | $30,982 |
| Per month | $2,582 |
| Every two weeks (26 pays) | $1,192 |
| Per week | $596 |
| Per hour (2,080 hours) | $14.90 |
| Average income-tax rate | 10.2% |
| Marginal rate (tax, CPP, EI) | 31.1% |
Your employer also pays about $2,874 of its own CPP and EI on top of this pay. Counting both sides, the real tax rate on the job is about 23.1%.
$18 an hour in every province
On the same $37,440 a year, take-home pay is highest in Nunavut. Select a province to see its full breakdown.
| Province | Take-home | Per month | Average income tax |
|---|---|---|---|
| 1Nunavut | $31,844 | $2,654 | 7.9% |
| 2British Columbia | $31,521 | $2,627 | 8.8% |
| 3Alberta | $31,487 | $2,624 | 8.9% |
| 4Northwest Territories | $31,470 | $2,623 | 8.9% |
| 5Yukon | $31,371 | $2,614 | 9.2% |
| 6Ontario | $30,982 | $2,582 | 10.2% |
| 7Saskatchewan | $30,935 | $2,578 | 10.4% |
| 8Newfoundland and Labrador | $30,561 | $2,547 | 11.3% |
| 9New Brunswick | $30,463 | $2,539 | 11.6% |
| 10Prince Edward Island | $30,442 | $2,537 | 11.7% |
| 11Manitoba | $30,395 | $2,533 | 11.8% |
| 12Quebec | $30,364 | $2,530 | 11.5% |
| 13Nova Scotia | $30,063 | $2,505 | 12.7% |
Ontario tax rates for 2026
| Taxable income | Rate |
|---|---|
| $0 to $53,891 | 5.05% |
| $53,891 to $107,785 | 9.15% |
| $107,785 to $150,000 | 11.16% |
| $150,000 to $220,000 | 12.16% |
| Over $220,000 | 13.16% |
Basic personal amount: $12,989. Ontario adds a surtax (20% of Ontario tax above $5,818 and 36% above $7,446), the Ontario Health Premium of up to $900, and a small tax reduction at low incomes.
Nearby amounts
Full Ontario take-home pay table · All provinces · Ontario income tax calculator
Questions
How much is $18 an hour after tax in Ontario?
About $30,982 a year in 2026, or $2,582 a month, for employment income with the basic federal and Ontario credits.
What is the marginal tax rate on $18 an hour in Ontario?
About 31.1% in 2026 including CPP and EI, so a $1,000 raise or bonus adds roughly $689 to take-home pay.
How much is $18 an hour every two weeks after tax in Ontario?
About $1,192 per pay with 26 pays a year in 2026, before benefits, pension or other deductions your employer takes.
What does $18 an hour cost the employer?
About $2,874 more in employer CPP and EI on top of the pay, which makes the real tax rate on the job about 23.1%.
Employment income with the basic federal and Ontario credits, 40 hours a week for 52 weeks. Leaves out RRSP contributions, other income and other credits. Sources: CRA payroll deduction formulas (T4127, 2026).