Where the money goes
| Item | 2026 |
|---|---|
| Gross pay | $43,680 |
| Federal income tax | $3,167 |
| Ontario income tax (incl. surtax) | $1,393 |
| Ontario Health Premium | $450 |
| CPP | $2,391 |
| CPP2 | $0 |
| EI | $712 |
| Total deductions | $8,113 |
| Take-home pay, year | $35,567 |
| Per month | $2,964 |
| Every two weeks (26 pays) | $1,368 |
| Per week | $684 |
| Per hour (2,080 hours) | $17.10 |
| Average income-tax rate | 11.5% |
| Marginal rate (tax, CPP, EI) | 25.2% |
Your employer also pays about $3,387 of its own CPP and EI on top of this pay. Counting both sides, the real tax rate on the job is about 24.4%.
$21 an hour in every province
On the same $43,680 a year, take-home pay is highest in Nunavut. Select a province to see its full breakdown.
| Province | Take-home | Per month | Average income tax |
|---|---|---|---|
| 1Nunavut | $36,573 | $3,048 | 9.2% |
| 2Northwest Territories | $36,090 | $3,007 | 10.3% |
| 3Alberta | $35,985 | $2,999 | 10.5% |
| 4Yukon | $35,962 | $2,997 | 10.6% |
| 5British Columbia | $35,937 | $2,995 | 10.6% |
| 6Ontario | $35,567 | $2,964 | 11.5% |
| 7Saskatchewan | $35,289 | $2,941 | 12.1% |
| 8Newfoundland and Labrador | $35,019 | $2,918 | 12.7% |
| 9New Brunswick | $34,880 | $2,907 | 13.0% |
| 10Manitoba | $34,732 | $2,894 | 13.4% |
| 11Prince Edward Island | $34,609 | $2,884 | 13.7% |
| 12Quebec | $34,567 | $2,881 | 13.3% |
| 13Nova Scotia | $34,135 | $2,845 | 14.7% |
Ontario tax rates for 2026
| Taxable income | Rate |
|---|---|
| $0 to $53,891 | 5.05% |
| $53,891 to $107,785 | 9.15% |
| $107,785 to $150,000 | 11.16% |
| $150,000 to $220,000 | 12.16% |
| Over $220,000 | 13.16% |
Basic personal amount: $12,989. Ontario adds a surtax (20% of Ontario tax above $5,818 and 36% above $7,446), the Ontario Health Premium of up to $900, and a small tax reduction at low incomes.
Nearby amounts
Full Ontario take-home pay table · All provinces · Ontario income tax calculator
Questions
How much is $21 an hour after tax in Ontario?
About $35,567 a year in 2026, or $2,964 a month, for employment income with the basic federal and Ontario credits.
What is the marginal tax rate on $21 an hour in Ontario?
About 25.2% in 2026 including CPP and EI, so a $1,000 raise or bonus adds roughly $748 to take-home pay.
How much is $21 an hour every two weeks after tax in Ontario?
About $1,368 per pay with 26 pays a year in 2026, before benefits, pension or other deductions your employer takes.
What does $21 an hour cost the employer?
About $3,387 more in employer CPP and EI on top of the pay, which makes the real tax rate on the job about 24.4%.
Employment income with the basic federal and Ontario credits, 40 hours a week for 52 weeks. Leaves out RRSP contributions, other income and other credits. Sources: CRA payroll deduction formulas (T4127, 2026).